We only get paid if you get paid!
Florida’s Top Public Adjusters, staffed with skilled Florida claims adjusters, work on your behalf, on your schedule, and help you MAXIMIZE your Claims with minimum hassle.
Comprehensive Public Adjusting Services in Florida
Roof Damage Claims
Florida is no stranger to storms, and Roof Damage claims rank among the most frequent types of homeowners’ claims in the state. Having the assistance of a Care Public Adjuster in Orlando is crucial to avail of financial safety in the face of roof damage. We ensure full and fair roof reimbursement claim benefits.
Flood Damage Claims
Floods poses a high risk of property damage for homes and businesses throughout Florida. At Care Public Adjuster, our public adjusters in Orlando help individuals/owners get residential and commercial property claims to minimize the impact of emotional and financial stress caused by the flood. Reach out today and we’ll help you navigate through your Flood Damage Claims process.
Fire Damage Claims
In case of Fire Damage, CARE Public Adjusters are here to help you deal with your insurance carrier and their representatives when it comes to documenting all your personal property and arranging another place to reside if necessary. Hire our expert fire public adjuster in Orlando, Florida to claim maximum house insurance payout on time, so you can start rebuilding or renovating work soon after the fire accident.
Hurricane Damage Claims
If your home or business was impacted by the damaging winds, or flooding caused by a hurricane, call us immediately. CARE Public Adjusters can help you get the money you need to rebuild. Every year Florida witnesses a number of hurricane incidents that cause extensive losses to the country’s properties and lives. But, with Care Public Adjuster, you do not need to wait in long queues for hurricane claim settlement.
Water & Mold Damage Claims
When it comes to water and mold damage, you want to be in professional hands. At CARE Public Adjusters we help you make sure the job is getting done and your insurance company is fulfilling all obligations. With our experts, you do not worry about your water and mold damage claim settlement will stay on hold. Have insurance coverage for accidental events, like a broken washer hose or a burst pipe because we are here to assist you. You are our first priority and a safe and healthy environment is what you can expect
Wind & Hail Damage Claims
High speed damaging winds & hailstorms have been identified as a high-priority risk that has caused billions of dollars of damage annually, in Florida alone. If you were a wind or hail damage victim, promptly call public adjusters Orlando fl . We assess the damage caused by the uncertain event and help you complete the documentation process. Our personalized service ensures a timely reimbursement claim settlement for you and your business. CARE Public Adjusters make the process super easy for the policyholders and help maximize their claims for Wind & Hail Damage.
Sinkhole Damage Claims
Problems of sinkholes appearing in Florida have been surfacing lately. Although Central Florida is commonly referred to as “sinkhole valley” we see a fair share of sinkholes appearing in South Florida as well. CARE Public Adjusters are here to help you maximize your claims for damages caused to your property due to Sinkholes. We know how to generate the best report to make your claim request strong against the sinkholes in your property so that you can get a massive return.
Thousands of
Recoveries Made Across the state of Florida.
Get in touch & find out what you're owed!
Top Tier Public Adjusters Serving Orlando & Central Florida
When your property is damaged and you’re facing a difficult insurance claim, you need top-tier help. At FL Care Claims, our certified public adjusters are here to protect your rights and maximize your settlement. Whether it’s storm damage, roof issues, or complex commercial claims, our experts in Orlando and Central Florida deliver real results.
What Makes Our Public Adjusters “Top Tier”?
Not all adjusters are the same. A top-tier public adjuster is more than just licensed—they’re trained to represent your best interests with insurance companies. We work only for policyholders, not insurers. That means we fight to get you the highest possible payout, without delay.
Here’s what defines our top-tier service:
- State-Licensed & Certified in Florida
- Decades of Combined Experience in residential and commercial claims
- Experts in Policy Interpretation and damage documentation
- Aggressive Negotiators for better settlements
- No Recovery, No Fee – You only pay if we win
We handle everything: inspections, paperwork, negotiations, and follow-up. You don’t need to face the insurance company alone.
Local Public Adjusters Serving Orlando & Central Florida
We proudly serve homeowners, business owners, property managers, and condo associations across Central Florida. Our team knows the unique risks property owners face here, including hurricanes, roof leaks, water intrusion, and mold.
Areas We Serve
Specializing in Roofing Insurance Claims
One of the most common reasons people need a public adjuster in Florida is roof damage. Whether it’s caused by hail, hurricanes, or aging infrastructure, roof claims are often underpaid or denied by insurance companies.
We step in to document every aspect of the damage and present a solid case on your behalf.
Our Roofing Claim Process:
- Initial Damage Inspection
- Detailed Roof Assessment by Experts
- Estimate Preparation Using Xactimate®
- Claim Filing & Insurance Correspondence
- Negotiation Until Settlement is Reached
We handle:
- Shingle damage and leaks
- Wind-blown or missing tiles
- Water intrusion after storms
- Mold from prolonged leaks
Partial or full roof replacement claims
The Best Public Adjuster Near You In Florida
You don’t need to settle for less just because the insurer says it’s “standard.” Many homeowners don’t realize how much they’re being shortchanged until it’s too late.
That’s where we come in.
Our clients consistently call us the best public adjusters near me because we’re responsive, knowledgeable, and results-driven.
What Our Clients Appreciate:
- Fast Communication – We answer your calls, texts, and emails promptly.
- Real Transparency – No hidden fees, fine print, or vague answers.
- Trusted Guidance – We help you understand what’s covered, what’s not, and how to win your claim.
- Results that Matter – Higher settlements, less stress.
What Is a Public Adjuster in Florida?
A public adjuster is a licensed professional who represents policyholders during the insurance claim process. Unlike insurance company adjusters who work for the insurer, a Florida public adjuster works solely for you.
We interpret your policy, assess the damage, file claims, and negotiate payouts—always in your favor.
When Should You Hire a Public Adjuster?
- Your claim was denied or underpaid
- The damage is extensive or unclear
- You’re overwhelmed by the claim process
- You need professional representation
- Your insurance company is delaying or giving you the runaround
Many homeowners find they recover 30–70% more when they use a public adjuster.
Certified Public Adjusters: Why It Matters
Hiring a certified public adjuster ensures you’re working with someone who has passed state exams, met ethical standards, and knows Florida insurance laws inside and out.
We are certified by the Florida Department of Financial Services and follow the highest industry standards.
Our Certifications Include:
- State of Florida Public Adjuster License
- Xactimate Estimating Software Training
- Building & Construction Damage Assessment Training
- Continuing Education in Property Insurance Law
This level of professionalism ensures your claim is presented with authority and precision.
Property Types We Help
We provide adjuster services for both residential and commercial clients. No matter the size or type of your property, we’ve got you covered.
We Represent:
- Single-family homes
- Apartment buildings
- Office spaces
- Retail stores
- Churches and nonprofits
- HOAs and condo associations
- Warehouses and industrial properties
If your structure has a roof, we can help protect it—and your investment.
Types of Claims We Handle
Our adjusters are trained to handle a wide range of insurance claims in Florida, from everyday issues to catastrophic damage.
Residential Claims
Commercial Claims
We take the pressure off you and ensure your claim is built on accurate reports, strong evidence, and thorough documentation.
Get Help from a Top Tier Public Adjuster Today
You deserve a fair settlement. Don’t let the insurance company dictate the outcome of your claim.
Let FL Care Claims take the stress off your shoulders. Our certified public adjusters are ready to help with your roofing, storm, or property damage claim—anywhere in Orlando or Florida. File your claim today!
Frequently Asked Questions
We have listed some frequently asked questions below to help you understand CARE Public Adjusters better.
What does a public insurance adjuster do?
A public insurance adjuster is a licensed professional, liable to complete the claim settlement procedure on behalf of the policyholder. His role and responsibility are to assess the damage, understand the policy’s wording, and compile extensive documents for easy and quick claim approval.
How do public adjusters get paid in Florida?
The key noteworthy point is that public adjusters are not paid until you are paid in Florida. They only charge a small percentage of the claim settlement money offered to you. The proportion is not fixed. It can vary from the adjuster to the adjuster. Hence, you should compare their prices before you hire their services.
When should I hire a public adjuster for my claim?
You should instantly hire a public adjuster for your insurance claim if a fire, water, hurricane, storm, wind, or sinkhole has caused extensive damage to your property. They simplify every step of the claim settlement for you.
Can a public adjuster help with a denied insurance claim?
Yes, a public adjuster can help with a denied insurance claim by understanding the reason for denial, and the insurance policy’s limitations, assessing the damage, documenting the report, and compiling exhaustive evidence. They help you with a correct method of claim settlement and ensure a massive return against the loss as soon as possible.
How long does the public adjuster process take in Florida?
If the public adjuster has taken the right course of action and the claim payment is undisputed, the claim settlement can be released within two months. However, the complexity of the incident may cause a long delay despite the involvement of a public adjuster. Then, it may take up to a year because of the potential disputes associated with the claim request.
What’s the difference between a public adjuster and an insurance adjuster?
A public adjuster only works for a policyholder and aims to provide the maximum financial benefit to mitigate the impact of the unbearable loss. On the other hand, an insurance adjuster serves the insurance company and prefers the company’s profit to the policyholder.
Are public adjusters regulated in Florida?
Yes, Florida administrative authorities regulate public adjusters across the country. They follow the Code of Ethics to ensure their services are trustworthy and legal.
Can a public adjuster handle any type of insurance claim in Florida?
A public adjuster in Florida can handle any type of insurance claim as long as the cause of damage is a natural or man-made disaster. They can not handle the claim process directly or indirectly if the damaged property is under restoration, reconstruction, or repair work. Additionally, the property damage should not be associated with anyone’s injury.
How much can a public adjuster charge in Florida?
It is not fixed how much a public adjuster charges in Florida. Usually, it depends on the experience, reputation, and skills of the claim settlement of the public adjuster.
Do public adjusters work with all insurance companies in Florida?
No, public adjusters can not directly or indirectly work for any insurance companies in Florida.
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