Residential Property Claims

Residential Insurance Claims Adjusters understand how distressing residential claims can be for families. A home serves as a sanctuary, offering safety and comfort after a busy day at work or school. When water, mold, fire, theft, or storm damage strikes, it disrupts the entire balance of family life. These professionals help navigate the claims process, ensuring families receive the support and compensation needed to restore their home and peace of mind.

The repercussions are felt in the workplace, school and all other places that members of a family visit out of the home. The expression “There is nowhere like home” hasn’t been around for thousands of years for no reason. It is for that reason that CARE Public Adjusters takes residential home damage so seriously. We know that home needs to stay a safe haven for the entire family.

Effects of home damages:

• Pipe leaks in either kitchen or bathroom create water damage and moisture that can cause dangerous mold.
• Mold damage in the home can cause toxic odors and spread airborne sicknesses and breathing difficulties.
• Minor or major fire damage will often destroy priceless possessions or at its worst cause loss of life.
• Property theft disrupts the safety of the home and residents inside creating a stressful atmosphere.

Typical water damage like a leak under the kitchen sink can seem small and insignificant, yet have serious impact on a family. Moisture gathering under the kitchen baseboards often grows mold spores which spread to the wall and rest of the cabinets creating an unpleasant and toxic odor that often pervades the room. The spores, which are airborne, make it difficult to breathe easily or to even be in a room. Adults as well as children begin to complain of “just not feeling right.” Sometimes a persistent cough at night will begin and a loss of interest in food.

Residential Insurance Claims Adjusters know that no amount of bleach or household cleaners can eliminate the smell of mold when it has begun to form beneath and within wooden boards. This type of water damage often goes unnoticed, gradually impacting a home’s structure and overall health.

At CARE Public Adjusters, we understand the significance of such losses and advocate for homeowners, negotiating cash settlements to replace entire kitchens when necessary. What may seem like a minor issue to a homeowner can lead to severe consequences over time, making professional guidance essential.

Since most policies have a clause that demands that an insurance loss should be reported immediately, we suggest calling us at CARE Public Adjusters to come down to examine the loss, no matter how small. Our Public Adjusters carry moisture meters to locate any moisture that might be in your home and advise you what steps to take to make your home a “safe haven” again.