WIND AND HAIL DAMAGE CLAIMS
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Wind & Hail Damage Claims
Hailstorms stand out as a prominent and pressing hazard, leading to billions of dollars in annual damages. According to data presented in the 2019 NOAA Annual Severe Weather Report Summary, the United States experiences upwards of 5,000 instances of substantial hailstorms. Primarily occurring from March to July, these events, along with wind damage, result in destructive consequences such as harm to crops, vehicular impairments, and roofing damage nationwide.
The potential for hail-related damage looms over both your residence and place of business. While conventional home insurance typically includes coverage for hail damage in most states, it remains crucial to thoroughly review your policies to confirm your coverage.
Hail Damage Roof Insurance Claims in Florida
Following a hailstorm, it’s essential to inspect your roof for potential damages, recognizing that certain issues might escape the notice of an untrained observer.
Due to the unpredictable nature of hail, residences within close proximity can experience varying levels of damage. Early indicators suggesting a need for professional roof assessment include:
- Impaired air-conditioning unit
- Dents and marks on vehicles
- Impacts on outdoor patios and furniture
- Harm to surrounding foliage and plants
What to do if your Roof was Damaged by Hail?
In the aftermath of a recent hailstorm, there are several essential steps to ensure your protection:
- Capture photographs of the incurred damages.
- Get in touch with a public adjuster.
- Reach out to your insurance provider.
- Preserve all email correspondence related to your insurance matters.
Generally, you have two years from the time of the incident to submit a claim, but it is recommended to contact your insurance as soon as possible.
Florida Wind & Hail Damage Claims
The damages to your roof after a hailstorm are influenced by several factors such as:
- Hail density
- Hail size
- Type of roofing
- Wind speed
A frequently encountered concern in interactions with insurance companies revolves around the extent of roof repair, with the question being whether a complete replacement will be provided or if partial repairs suffice. Furthermore, the insurance adjuster might factor in depreciation for your roof, and lacking professional representation could potentially lead to an agreement that isn’t entirely equitable for you, especially in cases of hail damage, highlighting the importance of hail damage roof insurance.
Your Wind & Hail Damage Claim needs CARE Public Adjusters
For individuals residing in Florida, whether as homeowners or business proprietors, it is crucial to engage a qualified roofing specialist promptly following a hailstorm. This proactive approach ensures that any roof damages are promptly addressed, preventing potential exacerbation. The chosen contractor should exhibit competence, possess proper licensing, and be equipped with the necessary certifications and valid insurance coverage.
Our distinguished reputation in Florida is a testament to our team of adept professionals capable of accurately detecting hail-induced damage and providing sound guidance tailored to your situation.